Life Insurance

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Protection for Your Family or Business

TracyCo started out 35 years ago as a life insurance agency and we can help you today with finding the right life insurance to meet your needs.

We will always consult with you to determine your goals and objectives.  Then recommend a policy that can meet those objectives.

Types of Life Insurance

There are many types of life insurance available.  It is very important that you use the right policy to meet your needs.

TracyCo has extensive experience with all of the following:

  • Term life insurance

  • Whole life insurance

  • Universal life insurance

  • Indexed universal life insurance

  • Variable universal life insurance

Protecting surviving family members in a situation where the income generator is deceased is an important use of life insurance.

We help you determine the appropriate amount of life insurance required to protect your family.

Life insurance is often used in closely held and family businesses to protect the company from the loss of a key employee.

A business owner needs a trusted advisor to help determine the appropriate structure of a key man policy.  Our experience working with business owners in many areas gives us a unique advantage over many life insurance agents.

Life insurance is also used in a business setting to provide funding for buy-sell agreements.  Business owners should not put themselves in a position where they may have to execute a buy-sell without proper funding.

Structuring the insurance policies to back a buy-sell is complicated and owners should rely on someone with experience.